Accessibility setting


Select language

Skip to secondary menu

Skip to table of contents

Skip to content

Jehovah’s Witnesses


Your Family Can Be Happy


How to Manage Money

How to Manage Money

“By consultation, plans will succeed.”Proverbs 20:18

We all need money to provide our families with the things they need. (Proverbs 30:8) After all, “money is a protection.” (Ecclesiastes 7:12) As a couple, it may be difficult to talk about money, but do not let money cause problems in your marriage. (Ephesians 4:32) A couple should trust each other and work together when deciding how money will be spent.


WHAT THE BIBLE SAYS: “Who of you wanting to build a tower does not first sit down and calculate the expense to see if he has enough to complete it?” (Luke 14:28) It is essential that you plan together how you will use your money. (Amos 3:3) Decide what you need to buy and how much you can afford to spend. (Proverbs 31:16) Just because you have the money to buy something does not necessarily mean that you should. Try to avoid debt. Spend only the money you have.Proverbs 21:5; 22:7.


  • If you have extra money at the end of the month, decide together what you are going to do with it

  • If you have a deficit, make specific plans to reduce your expenses. For example, you could prepare your own meals instead of eating out


WHAT THE BIBLE SAYS: “Care for everything honestly, not only in the sight of Jehovah but also in the sight of men.” (2 Corinthians 8:21) Be honest with your mate about how much you earn and spend.

Always consult your mate when making major decisions about your finances. (Proverbs 13:10) Communicating about money will help to maintain peace in your marriage. View your income, not as your personal money, but as family money.1 Timothy 5:8.


  • Agree on an amount that each of you can spend without having to consult the other

  • Do not wait until a problem arises before you talk about money

Learn More

Money Problems and Debt—Can the Bible Help?

Money can’t buy happiness, but four Bible principles can help you with your finances.

How to Control Spending

Don’t wait until you’ve run out of money to think about your spending habits. Learn how to take control of spending before it gets out of hand.

Should I Borrow Money?

The Bible’s wisdom can help you to decide.